When buying a car with us, you have 3 options: paying cash, getting a loan through one of our banks, or getting a loan through your credit union or bank.
Besides being the simplest way to pay for a car, paying cash gives you the best financing terms you will ever get. By paying cash, you avoid paying the interest payments that you must pay on a loan or lease.

Loans are an agreement to lend money for the right to charge an interest rate on that money as it is paid back. Leasing is essentially a long-term rental agreement in which you pay for the right to use a car. This option can be better than paying cash because you will build credit as you pay off a car. As with cash you will not build credit, but you will avoid loan interest. To see if you can get Pre-Approved on one of our cars fill out a credit application. That way we can send your deal to a bank to see if you can get approved!

The last option is a loan from you credit union or bank, this loan will act as cash because you pay the car off to us, but you will have to pay the bank or credit union the money back. Usually at lower interest rates then what our banks offer. This way will also help you build credit.

No matter what option you choose, we'll help you drive off the lot in the car you want. Rather you have great credit, bad credit, or no credit, we have a financing option for you.